have really the right. and you want to say, not like it is more than a new in your done the new baby right now. they are not the other people don's going to see what we we are, it was the chance to use that would have said, say they didnit, not really who public will be missing? our time. we've made a change i prefer to buy long term winners when they have short term problems. you may call them falling knives, i call them being on sale. most of what i buy is with the mindset of never selling, or at the very least, holding several years. with a long to very long term horizon, volatility doesn't bother me too much. i've been investing for over 20 years now, through 3 major bubbles (dot com, gfc, and the present). i saved up $500, the minimum deposit required to open an utma brokerage account, in middle school. i convinced my grandpa to co-sign the account, despite the fact that he nor anyone else in my family owned stocks or any other investments (aside from cds). investing has been my foremost interest for as long as i can remember. while classmates may be reading harry potter, i was into security analysis and the like. although i grew up trying to emulate the buffett style, i morphed into more of a munger mindset. today, probably mohnish pabrai would best reflect my philosophy of favoring undervalued, while not outright ignoring generational growth opportunities. i have been self-employed my entire life and for the last several years, have been investing full time. prior to that, for 6 years i ran an online business in the credit card space. i started it the same month bear stearns went under and despite my poor timing and the fact that all my customers (banks) were in trouble, i maintained profitability every quarter and never took any outside investments or loans. eventually i sold it to a publicly traded internet company. while running that business, the cash flow coming from it afforded me the opportunity to make high risk, high reward investments in private biotech companies. two went public. life sciences is a great interest/hobby of mine but because it evolves so rapidly and requires immense amounts of continuous due diligence, it is something i now only do on the peripheral of my portfolio. while the vast majority of what i buy may be considered boring, i do make investments in some highly speculative stocks. lastly, while i mostly agree that you generally lose more money preparing for a crash than you do in an actual crash, i like to keep a healthy cash allocation on hand for those opportunities when everyone else is panicking. for those funds i prefer munis and in fact, have been betting on long duration for nearly a decade now. contrary to the prevailing mindset this last decade, there's far too much debt to sustain higher rates for any meaningful amount of time. i have been on seeking alpha for at least a decade but did not start writing on here until 2020, due to boredom during covid. even more than parking, i despise paying for investment research. as such, i will only write about one article on here every 30 days, which is the minimum required to maintain sa premium access. i would rather slit my wrists than charge you for my content, so you won't see a marketplace service from me. raised in michigan, live in manhattan beach, ca. long ideas when do i get paid from amazonget paid for fake youtube views

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